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IMI CIB - Corporate Loan Structuring - Associate

Data: 22-lug-2022

Luogo: Milano, IT

Società: Intesa Sanpaolo Group

Intesa Sanpaolo is the banking group leader in Italy. Assisting more than 14,6 milion of retail customers through a network of 5360 branches, it significantly supports the development of Companies and gives an important sustain to the country's growth. The Group has a selected retail banking presence in Central and Eastern Europe, the Middle East and North Africa, with approximately 1,000 branches and 7.2 million customers in 12 countries. Intesa Sanpaolo is also present in 25 countries in support of its corporate customers’ cross-border business. It is looking for new qualify profiles who want to face demanding and challenging career path with the following requirements: 

Scopo e Attività

The candidate will report to the Coordinator of International MLT Complex Corporate Loans and in ultimate level to the Head of Corporate Loan Structuring He / She will work in a highly experienced team focused in structuring corporate loans with Mid/Large Corporates, mainly focusing on transactions with clients located in the EU. The main focus will be on large tickets of corporate loans (indicatively Eur/USD 50m+), both on a bilateral and on a syndicated/club deal basis, varying from general corporate purposes deals to more structured transactions like corporate acquisition financings, bridges to capital markets etc. He/she will have the opportunity to look at the overall value-chain of the lending process, sometimes from pitching new lending opportunities/ideas to clients to the internal approval phase and to the final execution of the deal. He/she will collaborate with other teammates and colleagues working in other departments of the bank in: (i) analyzing and assessing financials (both historical figures and modelling of projections) and business/market data, (ii) structuring the financing package, (iii) preparing credit applications and interacting with Credit Dept. in order to seek internal credit approval, (iv) negotiating the legal documentation with clients/external legal advisors and (v) managing the execution the transaction. 

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Esperienza Richiesta

Required experience University degree in economics/finance and at least 5 years of working experience in Corporate Lending (and/or Structured/Leveraged Finance and/or Credit Dept. and/or Debt Advisory and/or Rating Advisory and/or relationship/origination/industry and/or other similar debt-related positions in commercial/investment banks and/or Corporate Finance Boutiques and/or Advisory/Rating Firms and/or Private Debt Funds), preferably in the context of a Mid/Large and International Corporate client base 

Qualifiche Richieste, Skills e Competenze

Required qualifications, skills and knowledge - In depth analysis of financials (both historical financials and modelling of business plans) - Evaluation of the client's business model and market data - Identification of the creditworthiness of the client/transaction (on a preliminary basis) and of the most efficient capital structure for the client (in particular in case of pitches related to more structured transactions like corporate acquisition financings) - Contribution to the preparation of pitches related to potential new corporate loan opportunities (together with relationship managers and syndication desk and/or other product desks involved) - Preparation of internal credit applications in order to get internal approvals and direct interaction with Credit Dept. representatives - Structuring of the most suitable financing package - Preparation and negotiation of term sheets, summarizing main terms and conditions of the financing transaction - Negotiation (generally with the support of external lawyers) of the legal documentation (facility agreements, security package etc.) and direct management of the overall execution phase of the transaction - Required strong team working skills and more in general good relationship capabilities and empathy (both with internal colleagues working in other departments of the bank, as well as with clients and external advisors) - Required high level of fluency in both Italian and English (knowledge of Spanish and/or French and/or German would not be necessary but it would be considered as a plus) and willingness to work in an international environment - Motivation and passion in learning, flexibility and spirit of adaptation will be key 

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