IMI CIB - Corporate Credit Analyst - Hong Kong Branch

Scope and Purpose

 Daily management, monitoring and reporting of client exposure  Management of client requests, along with general management of a portfolio of account  Preparing and reviewing financial analyses, credit proposals, approvals and reports  Reviewing documentation for new or approved facilities  Checking original facility/security documents (together with account officers) on an annual basis  Administering and monitoring credit facilities and security on an individual & portfolio basis  Attending client calls/visits or presentations, along with relationship managers on matters relating to credit activities  Ad hoc Head Office, relationship manager and branch requests  Supporting "corporate" analysis on project financing transactions  expebcib

Required Experience

 2 years or above of credit analyst experience in international banks with coverage of large-size corporate / conglomerate customers for syndicated loan, trade finance, structured export finance and derivative products.  Good financial information processing and risk assessment skill for preparation of comprehensive well-organized credit proposals within reasonable timeframe.  Preferably with regional credit experience covering main industrial sectors in Asian countries e.g. energy, automotive, F&B, commodity resources, telecom, retail, logistics and infrastructure etc. 

Required Qualifications, Skills and Knowledge

 University degree and/or post-graduate degree in finance/economics/management.  Knowledge and experience in credit processes  Proficiency in computer applications.  Good communication skills.  Thoroughness and attention to details  High level of information accuracy  Co-operative attitude and strong commitment towards job duty  Assess creditworthiness of existing or prospective clients  Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)  Complete ratio, trend and cash flows analyses and create projections  Carefully analyze data and produce independent assessments and give recommendations accordingly.  Ensure compliance to internal bank's guidelines as well as compliance to facility agreements.  Monitor corporate portfolio asset quality on an ongoing basis.  Handle any other ad hoc credit related reports, market assessment and economic forecasting.  Regional credit knowledge for main industrial sectors in Asia Pacific market