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Singapore - Loan Administration - Senior Officer

Date: Apr 17, 2021

Location: Singapore, SG

Company: Intesa Sanpaolo Group

Intesa Sanpaolo is the banking group leader in Italy. Assisting more than 11,1 milion of retail customers through a network of 4400 branches, it significantly supports the development of Companies and gives an important sustain to the country's growth. The Group has a selected retail banking presence in Central and Eastern Europe, the Middle East and North Africa, with approximately 1,200 branches and 7.8 million customers in 12 countries. Intesa Sanpaolo is also present in 29 countries in support of its corporate customers’ cross-border business. It is looking for new qualify profiles who want to face demanding and challenging career path with the following requirements:

Scope and Purpose

 

• Maintaining and monitoring the expiry dates of all credit lines, viz: o Corporate credit limits o banks' MM, FX and Trade related limits o bond limits • Input of credit data (facilities, loans, guarantees etc) into SIRE system; monitoring loan drawdowns, rollovers and repayments, including liaising with dealers for interest rate fixing. • Review credit proposal and loan documentations and ensure conditions precedents are in order prior to line implementation and loan disbursement. • Monitoring receipt of fees for credit facilities booked and Input of fees received. • Issuance of Bank Guarantee (non-trade related), including via authenticated swift messages. • Safekeeping of loan and other security documents, and maintaining security checklist. • Providing Operations Dept. and Statutory Reporting Dept. with the relevant information to comply with the current regulations in terms of largest and second largest SGD credit exposure (contingent or otherwise) for Capital Fund ratio calculation/monitoring purposes. • Providing limit and exposure for unutilized committed limit for Revolving and Term Loan Facilities to Operations Dept (on daily basis) for their cash-flow monitoring purposes. • Preparation of reports/data to assist Operations Dept's submission of following reports to MAS: o Credit Facilities/Outstanding Loans to related companies of Intesa Sanpaolo S.p.A. (monthly) o Loans and Advances (including bills) by Industry, Size and Type (monthly) o Non-bank exposures by classification and provision (quarterly) o Property Loans to Non-Property Undertaking (quarterly) o Preparation of Top 10 Borrowers report for submission to MAS (half yearly basis) • Preparation of reports to Head Office/HK HUB , viz : o Unutilized committed lines position (monthly basis) . o Problem Loans - reports (quarterly); o Monthly Corporate Loan Portfolio Report • Checking of daily and monthly report for Branch management approval: Daily basis: • Customer position in excess of lines of credit (CUSPOX) • Contracts with incorrect line of credit details (CKLINE) • List of overdrafts produced today (LOVER2) • List of credit daily listing - Today Modifications (LSTLIN) • Cont. Liabilities - Contract due for review (LSTCON) • Cont. Liabilities - Contracts due as at ... (LSTCOM) • Customer Position without line and/or in excess (ODRAFTB) Monthly basis: • Irregular Positions (HR827R) • Line of Credit Diary (LINDIA) • Collateral Listing (LCOLLA) • List of Guarantors (LSTGAR) • Attending to Audit enquiries as and when required. • Filing of correspondence related to Credit Administration • Performing any other credit responsibilities as directed by management from time to time. 

Required Experience

 

We request at least 3+ years of relevant experience in other international banks 

Competencies Required

 

Deep knowledge and familiarity with credits products and procedures. • Bachelor degree preferable, but not compulsory • English fluent • Able to co-ordinate with other Departments and keen to learn • Knowledge of Microsoft Office especially Excel is important 

 

Everyone is an asset for our Group and that person could be you! Check out our job opportunities, apply and join our team!